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Microsoft 365 Personal Pricing & What's Included
Data checked · price verified 2026-11-02 · model access verified · cross-checked against 3 sources
Microsoft 365 Personal at a glance
- Best for
- One person in Office apps
- Usage
- Extensive chat use
- Key perks
- Word, Excel, PowerPoint
- 1 TB storage
- 1 person
- ✓ Office & app integrations
| Attribute | Microsoft 365 Personal | Copilot Free | Microsoft 365 Family | Microsoft 365 Premium | Microsoft 365 Pro |
|---|---|---|---|---|---|
| Price | $9.99 per month | Free | $12.99 per month | $19.99 per month | $99.99 per month |
| Best for | One person in Office apps | Free Copilot chat | Households up to 6 people | Researcher and Analyst agents | Highest consumer Copilot use |
| Usage | Extensive chat use | Capacity-based | Extensive chat use | Limited Cowork preview | Highest Cowork preview |
| Models | Microsoft Copilot | Microsoft Copilot | Microsoft Copilot | Microsoft Copilot | Microsoft Copilot |
| Key perks | Word, Excel, PowerPoint; 1 TB storage; 1 person | Copilot chat; Content creation; Research & data analysis | Word, Excel, PowerPoint; 2 TB shared storage; AI for owner only | Researcher & Analyst; 2 TB shared storage; Cowork preview (US/CA) | Researcher & Analyst; 5 TB shared storage; Monthly billing only |
| Deep research | Not listed | Not listed | Not listed | Yes | Yes |
| Office & app integrations | Yes | Not listed | Yes | Yes | Yes |
✓ listed in the provider's current plan terms · — not listed (may still be available) · How we verify →
Monthly fee per plan.
| Plan | Monthly price |
|---|---|
| Microsoft 365 Personal | $9.99 |
| Microsoft 365 Family | $12.99 |
| Microsoft 365 Premium | $19.99 |
| Microsoft 365 Pro | $99.99 |
Listed monthly prices; taxes and regional pricing excluded · How we verify →
Included models
- ✓ Microsoft Copilot
Usage limits
Full usage terms
For 1 person; 1 TB cloud storage. AI benefits are for the subscription owner only and cannot be shared. Chat/deep reasoning/Pages: extensive usage; Voice: standard usage; Vision: standard usage; image generation: standard usage. Researcher, Analyst and Cowork are not available. Limits vary by feature and system conditions; no numeric quota or API SKU entitlement is promised. Automatically renews unless canceled; offers and availability vary by market.
Features
- →Microsoft Copilot
- →Word, Excel, PowerPoint and Outlook integration
- →1 TB cloud storage
- →AI benefits for subscription owner only
How it compares
Official sources
- https://www.microsoft.com/en-us/copilot/solutions/individuals
- https://www.microsoft.com/en-us/copilot/pricing/individuals
- https://support.microsoft.com/en-us/microsoft-365-copilot/ai-credits-and-limits-for-microsoft-365-subscriptions
For 1 person; 1 TB cloud storage. AI benefits are for the subscription owner only and cannot be shared. Chat/deep reasoning/Pages: extensive usage; Voice: standard usage; Vision: standard usage; image generation: standard usage. Researcher, Analyst and Cowork are not available. Limits vary by feature and system conditions; no numeric quota or API SKU entitlement is promised. Automatically renews unless canceled; offers and availability vary by market.