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The X Subscription Teams vs Microsoft 365 Copilot Business

From $30/seat/mo vs $21/seat/mo billed annually: choose by included models and usage limits. API usage is separate.

Subscription cost and entitlement summary
CompareThe X Subscription TeamsMicrosoft 365 Copilot Business
Monthly USDFrom $30/seat/mo$21/seat/mo billed annually
Included modelsGrokMicrosoft 365 Copilot
Billingmonthly-per-seatannual-or-month-to-month
Verified · Monthly USD source · Included models source · How we verify →

· Updated 2026-11-12

Which one should you pick?

Pick The X Subscription Teams if you want

  • Grok as your main model
  • coding agent

Pick Microsoft 365 Copilot Business if you want

  • Microsoft 365 Copilot as your main model
  • deep research
  • office & app integrations

Based on listed plan terms; check usage limits before upgrading.

The X Subscription Teams vs Microsoft 365 Copilot Business: price, usage, models and features
Attribute The X Subscription Teams Microsoft 365 Copilot Business
PriceFrom $30/seat/mo$21/seat/mo billed annually
Best forTeams mixing Grok seat tiersAdding Copilot to M365 Business
Usage4×–50× Plus per seatEveryday chat included
Billingmonthly-per-seatannual-or-month-to-month
Audiencebusinessbusiness
Models GrokMicrosoft 365 Copilot
Key perks Mix Premium/Super/Ultra; Separate pool per seat; Eligible model token surchargeAdd-on only; $18 promo to Dec 2026; Researcher & Analyst
Context windowNot fixed per planNot fixed per plan
Deep research Not listedYes
Coding agent YesNot listed
Office & app integrations Not listedYes
Team admin & SSO YesYes
VerifiedPrice 2026-11-12 · models 2026-11-12Price 2026-11-12 · models 2026-11-12

✓ listed in the provider's current plan terms · — not listed (may still be available) · Pricing data: How we verify →

Usage limits in full
The X Subscription Teams
One workspace and bill with mixed seat tiers: Premium $30/seat/month, Super $100/seat/month, Ultra $200/seat/month. Each paid seat has the matching individual usage (Premium 4x, Super 15x, Ultra 50x Plus) in its own weekly Grok/Cursor pool; seats do not share pools. The team shares prepaid Additional Usage credits. Third-party Cursor models cost credits from the first request. Plus is not available for Teams. Annual team pricing is not published; no specific API model SKU is promised. On Teams and Enterprise, eligible third-party requests also incur the Cursor Token Rate of $0.25 per million input, output, and cached tokens on top of API rates, including BYOK. Cursor models, Cost mode, and the documented excluded models are exempt; individual plans do not pay this surcharge.
Microsoft 365 Copilot Business
Add-on only: requires an existing eligible Microsoft 365 Business subscription. $21/user/month with annual commitment ($252/user/year); month-to-month $25.2/user/month. $18.00/user/month first-year annual promotion runs 2026-07-01 through 2026-12-31, excludes trials and cannot be combined with other offers. Subscriptions auto-renew. Everyday chat and Copilot in apps are included; advanced experiences including Cowork, Code, Autopilot and Work IQ APIs are usage-billed beyond license fees. Teams license required for Teams features. No specific API model SKU or numerical usage quota is promised.
Everything each plan lists

Only in The X Subscription Teams

  • +Grok product access
  • +Cursor
  • +Grok Bot
  • +X benefits after each member connects their X account
  • +centralized billing and administration
  • +usage analytics
  • +mix Premium, Super and Ultra seats
  • +separate weekly usage pool per paid seat
  • +shared prepaid Additional Usage balance

Only in Microsoft 365 Copilot Business

  • +Copilot in Microsoft 365 apps
  • +work data grounding
  • +model choice
  • +Researcher and Analyst
  • +enterprise data protection
  • +management and analytics
  • +eligible Microsoft 365 Business subscription required

How to decide

Picking between The X Subscription Teams and Microsoft 365 Copilot Business usually comes down to three things: which models you want access to, how much you'll actually use, and what ecosystem you already live in. Still unsure? The Subscription vs API calculator tells you the break-even usage where pay-as-you-go API access would be cheaper than either subscription.

Frequently asked questions

What is the price difference between The X Subscription Teams and Microsoft 365 Copilot Business?

The X Subscription Teams is priced at From $30/seat/mo and Microsoft 365 Copilot Business at $21/seat/mo billed annually. Pricing structures differ, so compare the table above for a like-for-like view.

Which AI models are included with The X Subscription Teams vs Microsoft 365 Copilot Business?

The X Subscription Teams bundles Grok. Microsoft 365 Copilot Business bundles Microsoft 365 Copilot. The model lineup is usually the most important factor — pick the plan whose flagship models match the work you actually do.

Is The X Subscription Teams or Microsoft 365 Copilot Business better value for power users?

It depends on usage. Use the Subscription vs API calculator to see at what monthly usage level either plan beats pay-as-you-go API access.

Can I switch between The X Subscription Teams and Microsoft 365 Copilot Business?

Check each provider's billing terms before switching. Monthly, annual and per-seat commitments can differ; cancellation usually stops renewal rather than refunding the current period.