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Grok Business vs Microsoft 365 Copilot Business

Microsoft 365 Copilot Business is $9/mo cheaper · Updated 2026-08-31

Grok Business

xai
$30/seat/mo

xAI Business page lists Grok Business at $30/month per user for small-to-medium teams.

Full details →

Microsoft 365 Copilot Business

microsoft
$21/seat/mo

SMB Business SKU for 1–300 users. Standard annual-commit price is $21/seat/month; the standalone $18/seat/month promotion is extended through 2026-12-31; month-to-month is $25.20/seat/month.

Full details →
Attribute Grok Business Microsoft 365 Copilot Business
Price $30/seat/mo $21/seat/mo
Tier business business
Context window 64K tokens
Provider xai microsoft
Billing monthly-per-seat annual-or-month-to-month
Audience business business
Flagship models grok-4.3 gpt-5.4, o3
Usage note xAI Business page lists Grok Business at $30/month per user for small-to-medium teams. SMB Business SKU for 1–300 users. Standard annual-commit price is $21/seat/month; the standalone $18/seat/month promotion is extended through 2026-12-31; month-to-month is $25.20/seat/month.
Feature count 9 6

Only in Grok Business

  • +team and seat management
  • +consolidated billing
  • +role-based access control
  • +domain verification
  • +user analytics
  • +custom data retention
  • +connectors
  • +Grok Build CLI
  • +no training

Only in Microsoft 365 Copilot Business

  • +Copilot in M365 apps
  • +Copilot Chat
  • +Microsoft Graph grounding
  • +Copilot Studio
  • +SSO
  • +business data protection

Which one should I pick?

Microsoft 365 Copilot Business is $9/mo cheaper Picking between Grok Business and Microsoft 365 Copilot Business usually comes down to three things: which models you want access to, how much you'll actually use, and what ecosystem you already live in.

  • Pick Grok Business if you want grok-4.3 as your daily driver, or if team and seat management matters to you.
  • Pick Microsoft 365 Copilot Business if you want gpt-5.4 or o3, or if Copilot in M365 apps is closer to your workflow.

Still unsure? The Subscription vs API calculator tells you the break-even usage where pay-as-you-go API access would be cheaper than either subscription.

Frequently asked questions

What is the price difference between Grok Business and Microsoft 365 Copilot Business? +

Microsoft 365 Copilot Business costs $21/seat/mo and Grok Business costs $30/seat/mo, a difference of $9/month (about $108/year). Pricing verified 2026-08-31.

Which AI models are included with Grok Business vs Microsoft 365 Copilot Business? +

Grok Business bundles grok-4.3. Microsoft 365 Copilot Business bundles gpt-5.4, o3. The model lineup is usually the most important factor — pick the plan whose flagship models match the work you actually do.

Is Grok Business or Microsoft 365 Copilot Business better value for power users? +

Grok Business costs $9/month more than Microsoft 365 Copilot Business. That premium is worth it if you regularly hit Microsoft 365 Copilot Business's usage limits, want access to the grok-4.3 model, or value the extra features listed above.

Can I switch between Grok Business and Microsoft 365 Copilot Business? +

Yes. Both plans are monthly subscriptions you can cancel or downgrade at any time. Many users keep one plan as a daily driver and try the other for a single billing cycle to compare in their own workflow.