Copilot Pro vs ChatGPT Plus

Same price · Updated 2026-06-02

Copilot Pro

microsoft
$20/mo

Microsoft now presents the paid individual Copilot tier as Microsoft 365 Premium at $19.99/month or $199.99/year.

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ChatGPT Plus

openai
$20/mo

Plus includes GPT-5.5 Thinking via the model picker, capped at up to 3,000 Thinking messages/week. GPT-5.5 Pro is not included; it is reserved for Pro, Business, Enterprise, and Edu.

Full details →
Attribute Copilot Pro ChatGPT Plus
Price $20/mo $20/mo
Tier pro pro
Context window 64K tokens 32K tokens
Provider microsoft openai
Billing monthly-or-yearly monthly
Audience consumer consumer
Flagship models gpt-5.4, o3 gpt-5.3-instant, gpt-5.5-thinking
Usage note Microsoft now presents the paid individual Copilot tier as Microsoft 365 Premium at $19.99/month or $199.99/year. Plus includes GPT-5.5 Thinking via the model picker, capped at up to 3,000 Thinking messages/week. GPT-5.5 Pro is not included; it is reserved for Pro, Business, Enterprise, and Edu.
Feature count 4 11

Only in Copilot Pro

  • +Copilot in Word/Excel/PowerPoint/Outlook
  • +priority Copilot access
  • +100 boosts/day image gen
  • +Designer access

Only in ChatGPT Plus

  • +GPT-5.5 Thinking access (manual model picker)
  • +GPT-5.3 Instant with higher limits
  • +advanced reasoning models
  • +voice conversations
  • +image generation
  • +file uploads and analysis
  • +data analysis
  • +custom GPTs
  • +memory
  • +canvas
  • +deep research

Which one should I pick?

Same price Picking between Copilot Pro and ChatGPT Plus usually comes down to three things: which models you want access to, how much you'll actually use, and what ecosystem you already live in.

  • Pick Copilot Pro if you want gpt-5.4 or o3 as your daily driver, or if Copilot in Word/Excel/PowerPoint/Outlook matters to you.
  • Pick ChatGPT Plus if you want gpt-5.3-instant or gpt-5.5-thinking, or if GPT-5.5 Thinking access (manual model picker) is closer to your workflow.

Still unsure? The Subscription vs API calculator tells you the break-even usage where pay-as-you-go API access would be cheaper than either subscription.

Frequently asked questions

What is the price difference between Copilot Pro and ChatGPT Plus? +

Copilot Pro and ChatGPT Plus are both priced at $20/mo per month, so cost is not a deciding factor — pick based on included models and feature fit.

Which AI models are included with Copilot Pro vs ChatGPT Plus? +

Copilot Pro bundles gpt-5.4, o3. ChatGPT Plus bundles gpt-5.3-instant, gpt-5.5-thinking. The model lineup is usually the most important factor — pick the plan whose flagship models match the work you actually do.

Is Copilot Pro or ChatGPT Plus better value for power users? +

Both plans are priced the same, so value comes down to feature depth and model access — see the "Only in" lists above.

Can I switch between Copilot Pro and ChatGPT Plus? +

Yes. Both plans are monthly subscriptions you can cancel or downgrade at any time. Many users keep one plan as a daily driver and try the other for a single billing cycle to compare in their own workflow.