Microsoft 365 Copilot Business vs Grok Business
Microsoft 365 Copilot Business is $9/mo cheaper · Updated 2026-07-17
Microsoft 365 Copilot Business
microsoftSMB Business SKU up to 300 users. Standard annual-commit price is $21/seat/mo; current promo is $18/seat/mo from 2026-07-01 through 2026-09-30; month-to-month is $25.20/seat/mo.
Full details →Grok Business
xaixAI Business page lists Grok Business at $30/month per user for small-to-medium teams.
Full details →| Attribute | Microsoft 365 Copilot Business | Grok Business |
|---|---|---|
| Price | $21/seat/mo | $30/seat/mo |
| Tier | business | business |
| Context window | 64K tokens | — |
| Provider | microsoft | xai |
| Billing | annual-or-month-to-month | monthly-per-seat |
| Audience | business | business |
| Flagship models | gpt-5.4, o3 | grok-4.3 |
| Usage note | SMB Business SKU up to 300 users. Standard annual-commit price is $21/seat/mo; current promo is $18/seat/mo from 2026-07-01 through 2026-09-30; month-to-month is $25.20/seat/mo. | xAI Business page lists Grok Business at $30/month per user for small-to-medium teams. |
| Feature count | 6 | 9 |
Only in Microsoft 365 Copilot Business
- +Copilot in M365 apps
- +Copilot Chat
- +Microsoft Graph grounding
- +Copilot Studio
- +SSO
- +business data protection
Only in Grok Business
- +team and seat management
- +consolidated billing
- +role-based access control
- +domain verification
- +user analytics
- +custom data retention
- +connectors
- +Grok Build CLI
- +no training
Which one should I pick?
Microsoft 365 Copilot Business is $9/mo cheaper Picking between Microsoft 365 Copilot Business and Grok Business usually comes down to three things: which models you want access to, how much you'll actually use, and what ecosystem you already live in.
- Pick Microsoft 365 Copilot Business if you want gpt-5.4 or o3 as your daily driver, or if Copilot in M365 apps matters to you.
- Pick Grok Business if you want grok-4.3, or if team and seat management is closer to your workflow.
Still unsure? The Subscription vs API calculator tells you the break-even usage where pay-as-you-go API access would be cheaper than either subscription.
Frequently asked questions
What is the price difference between Microsoft 365 Copilot Business and Grok Business? +
Microsoft 365 Copilot Business costs $21/seat/mo and Grok Business costs $30/seat/mo, a difference of $9/month (about $108/year). Pricing verified 2026-07-17.
Which AI models are included with Microsoft 365 Copilot Business vs Grok Business? +
Microsoft 365 Copilot Business bundles gpt-5.4, o3. Grok Business bundles grok-4.3. The model lineup is usually the most important factor — pick the plan whose flagship models match the work you actually do.
Is Microsoft 365 Copilot Business or Grok Business better value for power users? +
Grok Business costs $9/month more than Microsoft 365 Copilot Business. That premium is worth it if you regularly hit Microsoft 365 Copilot Business's usage limits, want access to the grok-4.3 model, or value the extra features listed above.
Can I switch between Microsoft 365 Copilot Business and Grok Business? +
Yes. Both plans are monthly subscriptions you can cancel or downgrade at any time. Many users keep one plan as a daily driver and try the other for a single billing cycle to compare in their own workflow.